How To Get a Mobile Phone With Bad Credit?

How To Get a Mobile Phone With Bad Credit?

Are you worried that your bad credit history might get in the way of securing a mobile phone? Stress no more. This guide will show you exactly how to get a mobile phone with bad credit. Let’s get started!

1. Opt for a Prepaid Plan

One of the simplest ways to get a mobile phone is to choose a prepaid plan. These plans don’t require a credit check, which makes them a great option for those with less-than-perfect credit histories. With prepaid plans, you pay for your services in advance, thus avoiding any debt.

2. Choose a Lower-Cost Handset

If you’re hoping to get a mobile phone with poor credit, consider going for a lower-cost handset. Flashy, high-end smartphones can be tempting, but they often require higher credit scores due to their expensive nature. Opting for a less expensive model can increase your chances of approval.

3. Use a Family or Friend’s Good Credit

If you have a trusted friend or family member with good credit, they could help you get a mobile phone contract. They can sign the contract on your behalf, which means the provider will use their credit score instead of yours. Make sure you keep up with the payments, though, as any default could impact their credit.

4. Consider a SIM-Only Phone

SIM-only phones are often easier to get approved for than traditional phone contracts. These contracts only include the handset only, without the SIM card.

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